Foundry
Prototypes
Each prototype lives under its own route and can use local mock data or the Foundry Supabase project.
Example
A starter route showing the expected prototype shape.
Rent Navigator
Consumer-facing tool that builds a personalized rent negotiation guide — comps, scripts, and ready-to-send documents — from a few inputs about the property and renter profile.
Better Pay
Consumer-facing tool that builds a personalized plan to get paid what you're worth — market percentile, lifetime impact, state pay laws, and ready-to-send scripts — from a few inputs about the role, offer, and accomplishments.
Savings Finder
Filterable directory of 200+ programs and tools that help people stretch their money — emergency aid, food, healthcare, free entertainment, cashback, and bill negotiation — sorted by category, eligibility, and effort.
Settlement Marketplace
The two-sided settlement layer. A consumer makes an offer on a debt account; the creditor reviews and accepts, counters, or declines from their own dashboard. Escrow holds funds until tradeline commitment is documented.
Resolution Planner
The affordability engine and resolution sequencer. Computes how much you can realistically put toward debt each month, recommends a strategy per account ordered by leverage, and builds a 6-month plan that respects real cash flow.
Creditor Portal
The self-service operations console for creditors and collection agencies on Cirqul: settlement offer queue against consumer-initiated offers, portfolio-wide compliance health view (Reg F, FDCPA, FCRA), tradeline-furnishing verification tracker, and dispute response workspace with deadline tracking.
10 Cedar Lane Fund 1
Interactive pro forma for the Cedar Lane consumer-receivables fund. Every assumption — committed capital, LTV, liquidation rate, financing cost, carry tiers — is a live slider. KPIs, quarterly waterfall, charts, and 2D sensitivity heatmaps recompute on every change.
10 Cedar Lane Fund 1 — Dashboard
HTML investor-facing dashboard view of the Fund I pro forma (JP5). Every assumption — committed capital, GP commit, fees, carry tiers, LTV, liquidation curve, deployment pace — is a live toggle. KPI tiles surface LP IRR, MOIC, DPI milestone, gross MOIC, manager net income, and total UPB; charts cover deployment, J-curve, collections, debt balance, DPI, and the liquidation curve.
10 Cedar Lane Fund 1 — Summary
Confidential two-page investor summary for 10 Cedar Lane Credit Resolution Fund I. Gated to Accredited Investors. Covers opportunity, terms, market data, and platform thesis — formatted for email-able preview before sharing the full deck.
Founder Package Data
Confidential investor view of the founder's realized track record across 10 Bank of Orrick non-performing loan packages — $52.2M face value acquired at deep discount, ~$616K net income to owner, 1.80x MOIC over ~30 months. Investment highlights, cumulative and monthly net income charts, full package-level P&L, and a plain-language glossary for investors new to distressed debt.
Manifesto
Change How Money Feels — the Cirqul manifesto. The envelope-feeling, the vocabulary problem, the math underneath the shame, and the company Arthur J. Morris would build today. An editorial reading experience of the founder's essay.
Settlement Pool
Consumer-facing dashboard for a settlement pool — friends and family pledge toward a debt settlement, but nobody is charged unless the pool hits its goal. Shows progress, supporters, the 10% delayed-auth buffer math, and the Active / Funded / Closed states. No money transmission, no contributor risk.
Pool Pledge
The contributor side of a Settlement Pool. What a friend or family member sees when they open the share link: the consumer's first name, story, goal, and two payment choices — risk-free pledge (no charge unless the goal hits) or pay-now (charge immediately, applies to the account either way). Card and ACH inputs, anonymous toggle, 3 free months of Cirqul Money Tools as a thank-you.
Pool Creation Wizard
Five-step flow for a consumer to open a Settlement Pool: choose the account, set the goal and deadline (with buffer), write a story, sign the FDCPA § 805(b) consent that lets Cirqul talk to supporters about the account, and publish the share link.