Savings Finder

Dial 211 or search by ZIP to find local help with rent, utilities, food, mental health, and crisis support. Run by United Way.

Federal benefits screener. Answer a few questions to see every program you may qualify for across all states.

Search free and reduced-cost services in your area — food, housing, transit, medical care, and more.

Small emergency grants (typically under $1,000) for people one unexpected expense away from a financial crisis.

Local rent, utility, food, and disaster assistance. Programs vary by location.

Local chapters offer rent, utility, food, and household assistance. No religious requirement to receive help.

Emergency aid, food pantries, housing help, and financial counseling. Serves everyone regardless of religion.

Free financial coaching, credit education, and small-business support. One-on-one coach assigned.

Call 1-866-674-6327 to find heating, cooling, and weatherization assistance in your state.

Network of nonprofits offering housing counseling, foreclosure prevention, and homebuyer education.

Federal directory of public housing, Section 8 vouchers, and subsidized apartments. Search by state.

Treasury-maintained list of state and local rent assistance programs still active in your area.

Federal tool to find local rent and utility help, plus eviction protection by state.

Free or low-cost housing counselors trained to help with rent, foreclosure, and homebuying decisions.

Below-market mortgages with no down payment, no closing costs, and no PMI for working-class buyers.

Affordable homeownership through sweat equity, plus home repair programs for low-income owners.

Free critical home repairs for low-income homeowners, seniors, veterans, and people with disabilities.

Monthly food benefits loaded onto an EBT card. Apply through your state agency.

Food, formula, and nutrition support for pregnant women, new moms, and kids under 5.

USDA food boxes distributed through local food banks. No application beyond income self-attestation.

Largest network of food banks and pantries in the U.S. Enter your ZIP to find the closest one.

Directory of food pantries, soup kitchens, and food closets searchable by city or county.

Text 1-800-548-6479 with your ZIP to get a list of free food sources in your area.

Home-delivered meals for seniors who can't shop or cook. Sliding-scale fees, often free.

Apply through your kid's school district. Many districts now offer free meals to all students.

Free summer meals for kids 18 and under. Text 'FOOD' to 304-304 to find a site near you.

Spend $10 in SNAP on fruits and veggies, get $10 more. Works at farmers markets and select grocers.

Free app to track your EBT balance, find SNAP-accepting stores, and access local deals.

Buy 'surprise bags' of unsold food from local restaurants and bakeries for a third of the price.

Up to 50% off groceries nearing their best-by date at participating supermarkets.

Discounted 'ugly' produce and pantry goods delivered to your door. Up to 40% off retail.

Surplus and 'imperfect' groceries delivered weekly. Save on rescued food.

Free app where neighbors share extra food and household items. Pure giveaway, no money.

Nonprofit grocery stores selling fresh and prepared food at deeply discounted prices.

Find farmers markets, CSAs, and small farms near you — many accept SNAP/EBT.

Free nutrition and cooking classes for SNAP-eligible folks, often with free recipes and groceries.

Free or low-cost health coverage for low-income adults, kids, and families. Apply year-round.

Federal marketplace with subsidies. Most enrollees pay under $10/month after tax credits.

Federally funded health centers offering sliding-scale care — medical, dental, mental health, Rx.

Network of clinics providing free medical, dental, and pharmacy care to uninsured Americans.

Free pop-up clinics offering dental, vision, and medical care. No ID or insurance needed.

Free Rx discount card. Often beats insurance copays — works with or without coverage.

Free pharmacy discount card. Compare prices and print or text yourself a coupon.

Compare local Rx prices and grab free coupons. Owned by RetailMeNot.

Free Rx price comparison and coupons across 65,000+ pharmacies.

Pre-pay online and pick up at the pharmacy. Free home delivery on many generics.

Mark Cuban's pharmacy. Generic drugs sold at cost + 15% markup + a small fee. Often 90% cheaper.

Free 2-day Rx delivery for Prime members. RxPass offers $5/month flat rate for common generics.

Hundreds of common generic drugs at $4 for a 30-day supply, $10 for 90 days. No membership needed.

Database of patient assistance programs, free clinics, and Rx discount cards. Most drugs free or near-free.

Searchable directory of pharma company patient assistance programs (free or deeply discounted drugs).

Co-pay relief, case management, and insurance appeals for people with chronic or serious illness.

Grants to cover insurance copays, premiums, and travel for treatment of specific conditions.

Free comprehensive dental care for elderly, disabled, or medically fragile adults.

Pop-up free dental clinics. Sleep in line the night before to be seen. No insurance needed.

Free vouchers for prescription eyeglasses for people who can't afford them.

Free eye exams and glasses for kids and adults in need.

Free, confidential 24/7 mental health and substance use treatment referrals. Call 1-800-662-4357.

Therapy sessions for $30–80 with licensed therapists. One-time $65 lifetime membership.

Free 24/7 mental health crisis support by call, text, or chat. Available to anyone in the U.S.

Free peer mental health support and resource navigation. Call 1-800-950-6264.

Federal home energy assistance — heating, cooling, weatherization. Apply through your state.

Help paying water and wastewater bills. Programs vary by state.

Free home energy upgrades — insulation, sealing, HVAC — to cut utility bills long-term.

Federal program: discount on phone or internet for low-income households. Up to $9.25/month.

Free phone, minutes, texts, and data for Lifeline-eligible households.

Free smartphone and monthly service through Lifeline. Owned by T-Mobile.

Free phone and unlimited talk/text plus data for Lifeline-qualified customers.

Find low-cost home internet ($10–25/month) and affordable computers by ZIP.

$9.95/month internet for qualifying households. No contract, free equipment, free Wi-Fi.

$19.99/month high-speed internet for eligible households. No data caps, no contracts.

$10–30/month internet for SNAP-receiving households. Up to 100 Mbps where available.

Discounted home internet for Lifeline-eligible households. Free router with select plans.

Free internet and a hotspot for K-12 students from low-income households.

Refurbished low-cost computers and home internet for income-eligible households.

Low-cost laptops, tablets, and home internet for nonprofits and low-income individuals.

Free app and site. Find the cheapest gas in your area. The Pay+ card saves more at the pump.

Cashback on gas, groceries, and restaurants — typically 15–25¢/gallon off gas.

Free donated cars to qualified low-income families, veterans, and survivors of domestic violence.

Affordable cars ($950–1,500) and auto repair training for low-income families.

Donated cars to low-income families in VT, NH, MA. Refurbished and gifted.

Directory of state and local programs offering low-cost cars, repairs, and auto loans without predatory rates.

Affordable, dignified rides for seniors and people with visual impairments. Member-driven.

Free rides to medical appointments for Medicaid enrollees. Contact your state Medicaid office.

Free real-time public transit app — buses, trains, bikeshare. Often shows the cheapest route.

Free preschool, health, and family services for low-income kids ages 0–5.

Help paying for childcare while you work, train, or go to school. State-administered.

Free help finding affordable, quality childcare. Special programs for military families.

Sliding-scale memberships, free programs, and reduced-cost summer camps. Ask at your local Y.

Low-cost or free after-school programs for ages 6–18. Tutoring, sports, mentoring.

Free clothing, school supplies, and essentials for kids in poverty. MA, IL, PA, and online.

Find a local diaper bank. Most distribute through partner agencies — no income docs required.

Locator for free menstrual product distribution at pantries and clinics nationwide.

Free school clothes, shoes, and supplies for low-income students. Assistance League chapters.

Free professional clothing and career coaching for women entering the workforce.

Free interview suits and mentoring for men re-entering the workforce.

Low-cost thrift stores plus free career coaching, job training, and resume help.

Huge secondhand clothing marketplace. Filter by brand, size, and price.

Resale marketplace for clothes, shoes, and accessories. Lots of bundle deals.

Authenticated luxury consignment. Find designer items at fraction of retail.

Discount stores selling donated furniture, appliances, and building materials. Proceeds build homes.

Locator for free furniture for families recovering from crisis, homelessness, or domestic violence.

Completely free K–college courses, SAT prep, AP prep, and adult financial literacy.

Apply for free access to paid Coursera courses and certificates. Approval in 15 days.

Free audit option on most courses from Harvard, MIT, and others. Pay only for the certificate.

Free coding curriculum from web dev to data science. Free certifications too.

Free interactive coding lessons. Pro tier has scholarships for income-eligible learners.

Free language learning, plus free math and music. Ads optional, paid tier removes them.

Free job training, room and board, and a stipend for ages 16–24. Driver's license help included.

Federal site for job search, training, and credentialing. Find free local programs by ZIP.

Free workshops, resume help, computer access, and training vouchers (WIOA) in every state.

Free federal college aid application. Required for Pell Grants, work-study, and most scholarships.

Up to $7,395 per year for undergrad students. No repayment required. Apply via FAFSA.

Free scholarship search engine. 3.7M+ awards worth $19B+. Build a profile to get matched.

Personalized scholarship and grant matching for students. Free to use.

Free borrowing, computer use, classes, and digital access to Libby, Hoopla, Kanopy, and more.

Most public libraries offer free LinkedIn Learning with your library card. Ask at the desk.

Free study material plus state-funded testing assistance in many states.

Free ebooks and audiobooks from your local library. No late fees, returns automatic.

Free movies, TV, music, comics, and audiobooks with your library card.

Free streaming of indie and classic films through participating libraries and universities.

Free documentaries, news, kids' shows, and educational programming online.

Free ad-supported streaming. Big movie library, no account required.

Free live and on-demand TV with 250+ channels. Ad-supported.

Free Amazon ad-supported streaming. Originals plus catalog titles.

Free streaming. Works on Roku devices and any browser without sign-up.

Free movies and TV with ads. Classic and indie titles, no account required.

$1–3 admission at 1,200+ museums when you show an EBT, WIC, or Medicaid card.

Free admission to 225+ museums on the first full weekend each month with a BoA card.

Six days a year, all 400+ national parks are free. Veterans, 4th graders, and disabled folks get free annual passes.

Free annual national parks pass for all U.S. 4th graders and their families.

Free lifetime national parks pass for U.S. citizens with permanent disabilities.

Half-price tickets to shows, concerts, and events in major U.S. cities.

Discounted Broadway and theater tickets. Daily lottery for $25 seats to hit shows.

Same-day Broadway and Off-Broadway tickets up to 50% off. NYC locations.

Filter Eventbrite by 'free' for thousands of online and in-person events.

Discounted movie tickets every Tuesday — typically half off — for AMC Stubs members (free).

Free flight search and price tracker. Use the 'flexible dates' grid to find cheap travel days.

Compare flights across hundreds of airlines. 'Everywhere' search finds the cheapest destination from your city.

Flights, hotels, cars, and packages. Hacker Fares pair one-way tickets from different airlines.

Predicts flight and hotel prices so you know when to book or wait. Free app.

Free flight deal alerts for your home airport. Paid tier catches mistake fares and premium deals.

Compare flights, trains, buses, and rideshare for any trip in one place.

Compare and book bus and train trips across 600+ carriers.

Intercity bus tickets often $1–10 if booked early.

Affordable intercity buses across the U.S. and Canada. Free Wi-Fi on most routes.

Cheap hostels and budget rooms worldwide. Solo travelers and groups welcome.

Hot Rate hotels and cars: book without seeing the brand for 30–60% off.

Express Deals and Name Your Own Price options for hidden hotel and car rental discounts.

Free browser extension. Auto-applies the best coupon code at checkout on thousands of sites.

Cashback at 3,500+ stores. Average 5–10% back, sometimes 20%+. Pays out quarterly.

Scan grocery receipts for cashback. Pre-select offers, shop, then upload.

Snap any receipt, earn points, redeem for gift cards. No category restrictions.

Free price comparison and coupon extension. No Cap One card required.

Verified coupons plus cashback at 4,000+ stores.

Massive coupon code database, cashback program, and gift card discounts.

Printable grocery coupons plus digital cashback offers.

Community-curated deals. Set free alerts for products you want.

Curated deals on electronics, clothing, home, and travel. Editor-vetted.

Hand-picked deals daily. Strong on clothing, kids, and household.

Tutorials and lists for stacking coupons, store deals, and rebates.

Daily roundups of grocery, Target, Amazon, and freebie deals.

Earn gift cards by shopping, watching videos, taking surveys, and searching the web.

Cashback in real dollars (not points) for surveys, shopping, games, and reading emails.

Snap any retail receipt, earn coins, redeem for cash or gift cards.

Weekly grocery cashback offers. Upload receipts to claim.

Earn 'kicks' for walking into stores, scanning items, and buying. Redeem for gift cards.

Pays out 100% of merchant commission. Often beats Rakuten on the same store.

Cashback at 5,000+ stores with a 'best rate guarantee.'

Cashback portal with $5 sign-up bonus and quarterly payouts.

Link a card, get automatic cashback at restaurants, hotels, and select retailers.

Earn points for everyday purchases on linked cards. Redeem for gift cards.

Daily articles on side gigs, deals, and money-saving tactics.

Daily list of legit freebies, samples, and giveaways.

Curated free sample, sweepstakes, and freebie alerts.

Hyperlocal gift economy. Neighbors give and ask for free items, food, services. No money allowed.

Local groups for giving and getting free stuff. 9 million members worldwide.

Pick 'free' from any city's For Sale section. Furniture, appliances, building materials.

Neighborhood social network. Free Stuff section is active in most areas.

Filter for 'Free' to find local giveaways of furniture, electronics, kids' items, and more.

Aggregates Freecycle, Freegle, and other reuse groups into one search.

Swap books with members across the country. Pay only postage.

Used books from $4. Free shipping on orders over $15.

Free 1-hour to 14-day digital book borrowing. Library card not required.

70,000+ free public-domain ebooks. Classics in every major format.

Free federal tax prep through IRS partners for incomes under $79,000.

Free direct e-file with the IRS. Expanding to more states each year. No income limit.

Free in-person tax prep for incomes under $64,000, disabled, or limited English speakers.

Free tax prep specializing in pension and retirement issues for ages 60+.

Free online federal and state tax prep, no income limit. Run by United Way.

Free federal e-file regardless of income. State filing $15. No-frills, complete tax software.

Official free credit reports from Experian, Equifax, and TransUnion. Weekly free access.

Free credit scores, monitoring, and reports. No card needed.

Refundable tax credit up to $7,830 for working families. About 20% of eligible filers miss it.

Up to $2,000 per qualifying child. Up to $1,700 of it refundable.

Tax credit up to $1,000 ($2,000 married) for low- and middle-income retirement contributions.

Free or low-cost credit counseling, budgeting help, and debt management plans from nonprofits.

Find an accredited nonprofit credit counselor. Free initial consultation.

Find a certified financial counselor. Many offer free sessions through partner programs.

Free savings pledge program with email coaching, calculators, and behavior nudges.

Federal consumer protection bureau. Free credit dispute templates, complaint filing, debt collection guides.

List of low-fee, no-overdraft checking accounts certified to meet basic banking needs.

Find a federally insured credit union you can join. Usually lower fees and rates than banks.

Find a Community Development Financial Institution — credit unions and banks focused on underserved communities.

Cancels unwanted subscriptions and negotiates bills. Free for subscription tracking, percentage fee on savings.

Negotiates your monthly bills (cable, phone, internet). They keep 50% of savings only if they save you money.

Bill negotiation service. Performance fee only — no savings, no charge.

Negotiates phone, cable, satellite, and internet bills. 40% of first-year savings as fee.

Negotiates bills, cancels subscriptions, refunds overdraft fees. 15% of savings.

Free help disputing and reducing medical bills through case managers and grants.

Free help applying for hospital charity care. Many people qualify for full bill forgiveness.

Buys and forgives medical debt for households under 4x federal poverty level. No application needed.

Emergency vet care grants. Especially for survivors of domestic violence with pets.

Free pet food and emergency vet care for people experiencing homelessness.

Grants for veterinary care for under-resourced families. Apply via partner organizations.

Directory of low-cost spay/neuter, food banks for pets, and emergency vet help.

Compare pet meds online; often 30–50% off vet prices.

Discounted pet meds with free shipping. Often cheaper than the vet.

Verified discounts for military, teachers, first responders, nurses, and students at hundreds of brands.

Verification platform used by hundreds of retailers to grant student, military, and senior discounts.

Discount card for military, veterans, and families. Discounts on travel, retail, wireless.

Discount marketplace for 50+ on travel, dining, insurance, and Rx. $16/year membership.

Verified student discounts at thousands of brands — fashion, tech, food.

Student-only discount codes and offers across global brands.

Six months free, then half-price Prime ($7.49/mo). Free shipping, Prime Video, exclusive deals.

Spotify Premium + Hulu (with ads) bundle for $5.99/month for students.

Critical and emergency financial assistance for military families. Holiday meals, back-to-school programs.

Grants for military families facing housing, transportation, or post-service emergencies.

Care packages, food assistance, and family support for service members and veterans.

Healthcare, disability comp, education (GI Bill), and home loans for veterans.

Free tickets to sports, concerts, and events for veterans, military, and first responders.

Discounts on outdoor, fitness, and lifestyle brands for military, first responders, and government.

Monthly cash benefits for people who can't work due to a medical condition. SSDI and SSI.

NCOA's free screener for 2,500+ benefits programs. Especially strong for ages 55+.

Free 1-on-1 Medicare counseling in every state. Pick a plan without a sales pitch.

Help with Part D Rx costs. Many beneficiaries pay $0 in premiums and copays under $5.

State help paying Medicare premiums, deductibles, and copays for limited-income enrollees.

Local disability resource centers offering free advocacy, training, and benefits help.

Federal directory of local elder and disability services. Call 1-800-677-1116.

Weekly benefits while you look for work. Apply through your state — eligibility varies.

Federally funded training and certifications for displaced workers, often free.

Income support, training, and relocation help for workers affected by foreign trade.

Registered apprenticeships — paid training in 1,000+ occupations. No tuition required.

Free year-long career training + paid internship for ages 18–29. High-growth fields.

Part-time tech training with job placement support. Income-share model — pay only after employed.

Free job training programs with employer guarantees. Tech, healthcare, and skilled trades.

Free coaching to move into higher-paying jobs without a four-year degree.

Income-driven repayment, deferment, forbearance, and forgiveness options for federal loans.

Full loan forgiveness after 120 qualifying payments while working full-time in public service.

Up to $17,500 forgiven for teaching 5 years in a low-income school.

Local agencies offering rent, utility, food, transportation, and family help. One-stop shop.

Free emergency response and recovery support after fires, floods, and disasters.

Shelter, food, and financial help during and after disasters. Free home fire kits.

Federal grants for disaster recovery — housing, repairs, and unmet needs. Apply post-declaration.

Searchable index of shelters, transitional housing, and meal programs.

Free 24/7 support, safety planning, and local resource referrals. Call 1-800-799-7233 or text START to 88788.

National sexual assault hotline (1-800-656-4673), online chat, and local service finder.

Free 24/7 crisis support for vets, service members, and families. Dial 988 then press 1.

Free 24/7 crisis support for LGBTQ youth. Call, text, or chat.

Daily curated list of free samples, coupons, and giveaways.

Daily deal blog with freebies, coupon stacks, and budget recipes.

Free sample boxes mailed out a few times a year. Sign up to be notified.

Free product samples in exchange for short feedback after trying them.

The Krazy Coupon Lady's freebie list — birthday rewards, samples, and free B-day meals.

Active list of restaurants and stores giving you free stuff on your birthday.

Find utility rebates by ZIP for energy-efficient appliances, HVAC, and lighting.

Database of every state and federal renewable energy and efficiency incentive.

Federal tax credits and rebates for home energy upgrades — heat pumps, insulation, EVs.

State-by-state directory of utility shut-off prevention and payment plan programs.

Free K-12 financial literacy, work-readiness, and entrepreneurship programs.

Free legal aid directory — eviction defense, debt, family law, consumer rights.

Find your local legal aid office for free civil legal help.

Free multilingual consumer education and help with billing disputes, scams, and rights.

Free tool for freelancers and gig workers to find health insurance, dental, and tax help.

Free VITA-certified tax prep online. Connects you with a real tax preparer.

Cash out earned wages before payday. Optional tips, no required fees, no interest.

Veterans housing, employment, and benefits navigation. Call 1-800-VET-HELP.

Rapid rehousing and homelessness prevention for low-income veteran families.

Info on remaining federal and provider low-income internet programs after ACP ended in 2024.

Many regional 'Second Harvest' food banks operate alongside Feeding America. Search ZIP for closest.

Chapters help people with intellectual and developmental disabilities access benefits, jobs, and housing.

Disability services — early intervention, employment, veteran support, caregiver respite.

State-by-state guide to renters' rights and eviction defense organizations.

Free foreclosure prevention counseling and mortgage modification help. Call 1-888-995-HOPE.

Grants up to $10,000 (or 1% loans) for very low-income rural homeowners to repair their homes.

Subsidized rural rental properties so tenants pay roughly 30% of income for rent.